GrihaNexus handles the coordination work end to end — from the borrower's first question to the loan officer's final decision.
For borrowers
Seema asks the right question at the right time and adapts to the borrower's profile — salaried vs self-employed, purchase vs balance transfer — in their own language.
PAN, salary slips, and bank statements are read and mapped into the application automatically. No retyping, no transcription errors.
Clear answers on eligibility, EMI, documents, and next steps — 24/7, in English, Hindi, and more Indian languages.
For verification
PAN and Aadhaar verified from government-grade sources, not just uploaded copies. Name-mismatch detection across every document.
Six months of statement data pulled with consent through RBI's Account Aggregator framework — unforgeable, and analysed for salary, balances, EMIs, and bounces.
Consented CIBIL pull and debt-to-income (FOIR) computed automatically, so eligibility is grounded in real numbers.
For loan officers
Every file gets a 0–100 readiness score across identity, income, credit, property, and documents — with issues surfaced before underwriting.
A structured, traceable report with strengths, open items, and a recommendation — ready to act on or export as a PDF.
Book a 30-minute walkthrough and watch GrihaNexus build a verified file live.